First Time Home Buyers

How Much Can I Afford?

This handy tool automatically calculates many factors to help you determine how much home you can afford.

How Much House Can You Afford?

The calculator now allows you to use the higher debt ratios allowable in certain high expense housing area.

Enter Your Information

Annual Income:
Monthly Debt (Car, credit cards, student loan, etc.
Cash in hand for down payment
Property tax rate (1% = $1000/yr for 100K house)
Home Insurance rate
Interest Rate (%)
Length of Loan (years)
Maximum PITI Debt Ratio (%) If unsure leave as 28%
Maximum Total Debt Ratio (%) If unsure leave as 36%

Don't forget closing costs and points


Direct Line: (717) 709-7070 | Office: (717) 267-0011, ext. 7070 | Toll-free: (800) 626-7186, ext. 7070 | Fax: (717) 262-1021
Lane Thrush | RE/MAX Realty Agency | 1132 Kennebec Drive | Chambersburg, PA 17201

Lane Thrush PA Lic RM421018, Donald Lloyd PA Lic. RS223940L

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